How to Cut Costs and Get More Value from Your Health Insurance Extras
Between school shoes, swimming lessons and the third birthday party this month, your budget's probably tighter than ever. So why are you still paying for health insurance extras you never use?
Sick of paying for acupuncture, chiro and pregnancy cover when all you really want is decent dental? You’re not alone - and you don’t have to keep doing it.
If you walked into a grocery store and paid for a trolley full of stuff you didn’t pick out, you’d speak to the manager. So why are you still paying for extras cover that’s full of benefits you never use?
Extras cover is great when it covers the things you actually use - but some legacy extras policies are bundled like old payTV channels - full of stuff you never asked for, like hip replacements in your thirties.
Whether it's physical therapy you won’t use or fertility services you no longer need, that outdated policy could be draining hundreds a year from your wallet - without giving you the value your family actually needs now.
Some Australians, especially young families stuck on legacy policies, are still paying for cover long after those items have stopped being useful, like:
- Pregnancy care
- Acupuncture consults
- Chiropractic services
Does this sound familiar?
We get it; you’re flat-out wrangling kids and racing off to soccer or swimming lessons and life just gets…busy. There might be a better way but you just don’t have the bandwidth this week, which becomes two weeks, then it’s a month and the new school term’s coming up or ending, and it’s almost halloween and sports carnival, and, and, and…
…you could be missing out on better value.
How?
We know - because we’ve done the research - that the most claimed extras for Aussies aged 33-45 include items like:
- Dental (kids' check-ups, adult cleans, fillings, etc.) of pain).
- Optical (glasses, contacts, eye tests, etc.)
- Physio (because parenting with a dodgy back is a special kind
If that’s where your family’s money goes, your health cover should match - and you might be too busy to value-check your health insurance - but we’re not.
In fact, our team are specialists in finding health cover that matches your family’s lifestyle - and your budget. They do the searching, ask the questions, get the quotes, and even handle the switch from your old insurer, if you choose to go ahead.#
What can you do about your extras today?
We know - because we’ve done the research - that the most claimed extras for Aussies aged 33-45 include items like:
- Customise your cover by choosing extras that match your current lifestyle - and stop forking out for the ones that don’t.
- Look for extras cover with higher annual limits because more dental and physio rebates = real savings for you and your family.
- Make sure your provider offers a way to streamline your claims, making it easy and fast to get your rebates back in your pocket.
What if you don’t have time for all that? We do!
Get expert help, like asking a comparison service# to do the digging for you and highlight the value-packed options you could be switching to in less time than it takes to salute the sun.
Stop paying for what you don’t use.
Talk to a health cover expert today to find extras cover that fits your family - and your budget.
#HealthMatch’s comparison service is provided by the team of health insurance experts at Compare Club. Compare Club compares selected products from a panel of trusted insurers and does not compare all products in the market
